Quebec Car Insurance

In Quebec, car insurance is provided by both the government and private car insurance companies. The government insurance company covers people in cases of injury or death. On the other hand, the private insurance company insures the car owner for property damage. Every car owner must have both types of car insurance.

Government car insurance

The government car insurance is being managed by Quebec Motor Vehicle Bureau and coverage is available for all Quebec residents who are eligible for the plan. Funding for this car insurance is sustained by contributions from the prices of driver's license and car registration.

Coverage for the government car insurance includes compensation for bodily injury, income replacement, death benefits, non-pecuniary damage indemnity, and reimbursement of expenses and rehabilitation.

Private car insurance

Aside from the car insurance provided by the government, every car owner in Quebec must also purchase a car insurance that will cover property damage. This is the Civil Liability and Insurance which has coverage for property damage that occurs in Quebec as well as personal injury and property damage that occurred outside of Quebec.

There are many private insurers in Quebec. And the best thing to do is to compare the prices and coverage of different private insurers so that you can get the best plan for the right price. You can also choose a specific insurance policy that caters to all your needs. Remember that these private insurers are competing for clients. Therefore, they can offer different varieties of insurance policies. Make the right choice by shopping around first.